Yes, most of the time. Car insurance will help to soften the blow of windshield damage. Exactly which type of cover and what kind of deductible applies—and if so—will be determined by the nature and degree of the damage.
- Comprehensive coverage typically pays to repair or replace a windshield if you hit an animal, or something falls on top of your car and damages the windshield. You might have to pay the deductible amount first before the insurance covers your windshield.
- Collision coverage While this may normally be covered under collision coverage if windshield damage occurs due to a car accident, you may have to pay your deductible first. If the driver of the other car was at fault, you can file a claim with his/her insurance company to have it fixed.
- Autoglass coverage Some companies may offer additional auto glass coverage for windshield chips or cracks and complete replacements; sometimes, it usually extends to other windows on the car. Other benefits may include a smaller deductible or maybe no deductible.
Many insurers won’t apply your deductible if damage consists of a minor chip or crack that can be repaired—even if you don’t have full glass coverage.
Furthermore, your glass claim may be required to cover ADAS camera recalibration, and this is not done by all auto glass installers. You may, therefore, be required to visit a dealership to get this kind of repair done. Call your agent or your insurance company to see if this additional cost is part of what is covered under your policy.
This post was written by a professional at At Home Auto Glass. https://www.athomeautoglass.com/ is your prime destination for comprehensive auto glass services serving: Sarasota, Tampa, Orlando, Fort Myers, Tallahassee, Ocala, Gainesville, and Jacksonville, catering to a diverse array of vehicles and needs. Specializing in windshield repair and replacement, we ensure clarity and safety for every drive. Our expertise doesn’t end there; we also offer back glass replacement, side window replacement, and cater to specific needs for RV glass, commercial vehicles, luxury vehicles, and classic cars, ensuring that every vehicle type is serviced with precision and care.